Malaysia has always been home to me and my family. However, we never have the opportunity to live together like a normal family. My dad is based in Indonesia for work and my mom is a housewife, who travels back and forth between Sarawak and Indonesia. Meanwhile my brother and I used to live with our grandma until he went off to Singapore to further his study and later on continued his career there. Technically, each of us is living in different cities and the thought of moving to the Lion City crosses my mind a million times.  

For me, it means my family can spend more time together by the time my dad is retired. Singapore offers one of the highest quality of life in the world with low crime rates, relative lack of corruption, high level of political stability, and high level of development. The lifestyle in the country is also factored into our consideration as my parents can live and communicate here without having to adjust much as we share similar cultures and languages.

The benefits are also financial, with Permanent Residents (PRs) being given access to the country's Central Provident Fund (CPF) scheme (like EPF in Malaysia), helping you to grow assets and plan for retirement. With PR status, my brother has been given more access to property purchase: better home loan options, lower stamp duty, access to second-hand apartment properties as well as it being easier to get a loan to even start his own business. Only last year, my brother had finally made a purchase of his first property in Singapore and ever since my mom and I have been travelling to the country more frequently to spend more time with him. PRs in the country can borrow up to 80% of the purchase price from banks or mortgage companies. For my brother's case, he used CPF Ordinary Account savings to pay the upfront and chose a fixed-rate mortgages that can go up to 25 years. There are also healthcare benefits including government subsidies. A means-test is used to determine the amount of subsidies each applicant is eligible for. It will be beneficial for our parents who will need intermediate or long-term care facilities in the future.

Besides all that have been mentioned, the cost of living in this little red dot is generally manageable. Sourced from International Enterprise Singapore, the average monthly household expenditure in the country is S$3,686, while the average monthly household income is S$4,943, indicating salaries are on average more than adequate to cover the cost of goods, housing and services.

The process of becoming a PR in the Lion City can be complex, but it will be worthwhile when it is complete of the advantages that come with establishing permanent residence in the country. However, only certain groups of foreigners are allowed to apply for PR status. These groups include the following:
- the spouse of a Singapore citizen (SC) or PR  
- the aged parents of an (SC) (my parents will then fall under this)
- a holder of any official work visa (Employment Pass or Entrepreneur Pass)
- a student studying in Singapore
- a foreign investor in Singapore
- unmarried child of an SC or PR who is below the age of 21, and was born within a legal context or was legally adopted

With a tightening of immigration framework since late-2009 has left the approval of the PR approval process much tedious with everything to be submitted online. ICA only accepts online applications now. This means that you will not only need to meet the requirements, you will also need to get the paperwork correctly sorted into digital copies. Another challenge for many that are not well-versed in the English language, the challenge comes in filling all required forms in English. That said. certifications and essential supporting documents that are in non-English language are not being accepted. If you have any non-english documents, you have to submit them alongside a translated copy by the authority from the approved list on ICA’s website. Upon submission, you will then have to be patient and wait for the results. This can take about 4-6 months. For the PR application process,  my brother has given his personal advice to ‘Never lie anything about your resume and personal information especially about your background and experience'.

The process can be tedious and time consuming for many people. On top of that based on the data that is released by ICA, it shows that only around 30,000 applications are successful every year. And knowing that the PR status is highly coveted and that Singapore is on the list of many foreigners to grow their roots in,  the chances of getting an approval is indeed slim.

To smoothen and share the pain of the tedious process, I would recommend hiring the experienced immigration service provider, Paul Immigrations. They can assist you in evaluating your chances of becoming a Permanent Resident, while also helping you consolidate the information and documents required for Singapore PR. They have been in the industry since 2016 and have the expertise to guide you end to end, advise you on what to do for the next step while sharing  insights to your profile and helping you get the best chance in attaining the approval. Serving more than 15000+ clients, it is no doubt that they are the trusted professionals in Singapore PR application, should you or your loved ones require assistance in applying for SPR.

You can  reach them at:

Hope this is helpful for ya'll.
Good luck in your application.